MBNA Acceptance Criteria

• You are currently employed

• You are over 23 years of age

• You are a homeowner

• You have an income of over £20,000

• You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards, loans or mortgages.

• You are a resident in the UK and can prove residential addresses for the past two years

Disclaimer of Warranty and Limitation of Liability

This site is provided by  on an ‘as is’ basis.  We do not warrant or make any representations regarding the use or the results of this site in terms of its correctness, accuracy or reliability.  Use of our website does not establish any legal agreements between the user and this site.  Neither does this site nor any of its staff accept any liability for any direct, indirect, incidental, consequential loss of business profits or special damages arising from publication of material on our site.

Copyright

Any material found within the pages of this site, including text or images may not be reproduced, republished, distributed, posted, sold, transferred, or modified without our express written permission.  However, this does not apply to downloading, copying and saving information from the website for personal use. 

This site respects the intellectual property of others.  If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us.  If we find that there is infringement upon your property, we will remove the material in question as soon as possible.

Website Links and Third-Party Sites

Our site contains links to other websites that are independent of this site.  We make no representation or warranty as to the accuracy, value, integrity, completeness or authenticity of the information or opinions contained in any such linked website, and any link to another website shall not in any manner be construed as an endorsement by us of that website, or of the products or services described therein.  We are not accountable for the content of external websites linked from our site.  In no event will this site be liable to any party or any direct, indirect, special or other consequential damages for any use of our site, or on any other linked website, including, without limitation, any lost profits, and cases of dispute between vendor and purchaser business interruption, loss of programs or other data on a reader's computer. 

Links from our site to external sites may contain offensive and objectionable content or which may contain dangerous computer viruses. You hereby acknowledge that we do not have any control of such third-party sites, or the content or viruses that may be contained on such sites, and you assume, and we hereby disclaim, all responsibility for any of the content on these sites or for any damage sustained by users of these sites.

Type of Users

This site is not targeted towards, nor intended for use by anyone under the age of 18.  By using our site, you represent and warrant that you are 18 years of age or older. If you are not at least 18 years of age, do not use, access or visit the this website.  We reserve the right to terminate your newsletter or other form of membership in the event that we become aware you are under the age of 18.

By using this website, you agree to be bound by these terms & conditions.  We reserves the right to amend these terms and conditions from time to time without prior notice.  By using the site subsequent to any amendments of the terms and conditions, you agree to be bound by such changes.  These terms and conditions are governed by the laws of England and Wales and do not effect your statutory rights.

If you find the terms & conditions to be unacceptable, you must immediately terminate your use of the site. This site is made available for your personal, non-commercial use only.

Contacting Us

If you need further information or have a question you can contact us via the web form, however strongly encourage you to view our FAQ’s  section of our site before contacting us as your question/query may have already been answered on that page.